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Scottsdale, Arizona

Your Scottsdale mortgage broker.

Jumbo loans, second homes, condos, and investment properties, from an office right on Scottsdale Road. Family-owned since 2005.

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Local Lending

Loans built for Scottsdale

Scottsdale buyers often need more than a standard loan. Prices here regularly cross the conforming limit, many buyers are seasonal residents buying a second home, and condos and short-term rentals each come with their own rules.

Marketline Mortgage has worked with Scottsdale buyers for more than twenty years, from Old Town condos to homes in North Scottsdale's golf and gated communities. Our office is at 16427 N Scottsdale Rd, so meeting in person is easy.

Scottsdale at a glance

Jumbo loans start above: $832,750
Office: N Scottsdale Rd
Reverse mortgages: Age 62+
Family-owned: Since 2005

Loan Programs

Scottsdale loan options

Higher loan amounts

Jumbo Loans

Financing above the 2026 conforming limit of $832,750, with fixed and adjustable options.

Part-time Arizonans

Second Homes

For winter residents and seasonal buyers, with occupancy rules explained up front.

Condos & townhomes

Condo Loans

We check the condo project's eligibility early so there are no surprises late in escrow.

For investors

DSCR & Investment

Rental and investment properties qualified on the property's rental income.

Using your equity

Cash-Out Refinance

Tap your equity for a remodel, a second property, or other goals.

Homeowners 62+

Reverse Mortgages

HECM options for homeowners who want to stay in their home and use part of its equity.

Know Before You Buy

Scottsdale details we plan for

Jumbo documentation

Jumbo approvals look closely at assets and reserves. We'll tell you up front what documents you'll need so underwriting goes smoothly.

Condo project reviews

Lenders review the whole building, not just your unit. The share of rentals, HOA reserves, and pending litigation can all affect which loans a project qualifies for.

Short-term rentals

Scottsdale requires a license to operate a short-term rental. If you plan to rent by the night, we'll match the loan to how you'll actually use the property.

Second home or investment

A second home loan generally requires that the home is for your own use part of the year. If rental income is the main plan, a different loan usually fits better.

Questions

Scottsdale mortgage FAQ

What counts as a jumbo loan in Scottsdale?

In 2026, any loan above $832,750 for a single-family home in Maricopa County is a jumbo loan. Jumbo guidelines vary from lender to lender, which is why comparing several lenders matters most at this price range.

Can I finance a Scottsdale second home if I live in another state?

Yes. Many of our Scottsdale clients are seasonal residents. Second home loans often price better than investment property loans, as long as the home is for your own use part of the year.

Can I buy a Scottsdale rental without using my tax returns?

Yes, with a DSCR loan. It qualifies the property by comparing its expected rent with the monthly payment, so your personal income documents are not the focus.

Do you offer reverse mortgages in Scottsdale?

Yes. Homeowners 62 and older may be able to use a reverse mortgage (HECM) to turn part of their home equity into income or a line of credit. We'll walk through the costs and alternatives with you and your family.

Talk with Taum about your Scottsdale loan.

Free consultation, no pressure. Office 480-967-TAUM (8286) · Cell 480-797-4898

David “Taum” Hemmingsen Owner · Banker · Broker NMLS #51267 · AZ MLO License #0910918

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