Tucson, Arizona
Your Tucson mortgage broker.
Buying your first home in Tucson, moving up, or refinancing the home you have, we compare loans from multiple lenders and walk you through every step. Military, university, or relocating for work, we'll build the right loan for a Pima County home. Family-owned since 2005.
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Local guidance for Tucson homebuyers
Tucson has its own housing market, south of Phoenix, with older adobe and ranch homes near the university, foothills homes with mountain views, and newer neighborhoods in Marana, Oro Valley, Vail, and Sahuarita. Davis-Monthan Air Force Base, the University of Arizona, and the region's healthcare and aerospace employers all shape who's buying.
As a mortgage broker, Marketline compares programs and pricing from several lenders instead of offering one bank's products. We serve Tucson buyers remotely, working with local Pima County agents and title companies.
Tucson at a glance
| County | Pima County |
| 2026 conforming limit | $832,750 |
| 2026 FHA limit | $541,287 (HUD) |
| Serving Arizona | Since 2005 |
Tucson loan options
- FHA loans. Flexible credit guidelines, and Pima County's 2026 FHA limit is $541,287 for a single-family home. FHA loans →
- Conventional. Low down payment options for qualifying buyers, with mortgage insurance that can come off as you build equity.
- VA loans. For eligible veterans and service members, with no county loan limit for borrowers with full entitlement. VA loans →
- Refinance. Lower your rate, shorten your term, or take cash out.
- DSCR loans. Tucson rentals qualified on the property's rent. DSCR loans →
- Down payment help. Arizona's HOME Plus program is available in Tucson. HOME Plus →
Tucson details we plan for
Davis-Monthan AFB. Many buyers are active-duty or retired military using VA loans. VA loans →
Pima County FHA limit. Pima County's FHA limit is lower than Maricopa County's, so some buyers are better served by conventional financing.
Older homes. Central Tucson has many older homes. FHA and VA appraisals flag safety and condition issues that must be fixed before closing.
Local down payment help. On top of HOME Plus, Pima County buyers may be eligible for the Pima Tucson Homebuyer's Solution program (Pima County IDA and City of Tucson). It has a 640 minimum credit score, no first-time buyer requirement, no purchase price limit, and homebuyer education for all borrowers.
Tucson mortgage FAQ
What are the 2026 loan limits in Tucson?
Tucson is in Pima County, where the 2026 conforming loan limit for a single-family home is $832,750 and the FHA limit is $541,287. Loans above $832,750 are jumbo loans, which we also offer.
Do you work with buyers in Tucson even though your office is in Scottsdale?
Yes. We serve buyers and homeowners in Tucson and across Arizona. Most of the process happens by phone, email, and secure document upload, and we work with Tucson agents and title companies every day.
Why use a mortgage broker instead of a bank?
A bank can only offer its own loans. A broker compares programs and pricing from several lenders and matches you with the one that fits. You still work with one person, Taum, from application to closing.
Is there down payment assistance in Tucson?
Yes. Arizona's HOME Plus program is available statewide, including Tucson, and the Pima Tucson Homebuyer's Solution program covers all of Pima County. Income limits, credit minimums, and homebuyer education requirements apply.
Talk with Taum about your loan. Free consultation, no pressure. Office 480-967-TAUM (8286) · Cell 480-797-4898 · Apply Now
David "Taum" Hemmingsen · Owner · Banker · Broker · NMLS #51267 · AZ MLO License #0910918
Marketline Mortgage, LLC · NMLS #1842 · Arizona Mortgage Broker License #MB-1049666 · 16427 N Scottsdale Rd, Ste 410, Scottsdale, AZ 85254 · NMLS Consumer Access · Equal Housing Opportunity
This is not a commitment to lend. All loans are subject to credit approval, property eligibility, and program guidelines, which can change.
More areas and programs: Phoenix · Scottsdale · Cave Creek · First-Time Buyers