Peoria, Arizona
Your Peoria mortgage broker.
Buying your first home in Peoria, moving up, or refinancing the home you have, we compare loans from multiple lenders and walk you through every step. Whether it's a home in Vistancia or a refinance in south Peoria, we'll compare your options side by side. Family-owned since 2005.
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Local guidance for Peoria homebuyers
Peoria stretches from established neighborhoods in the south to newer communities in the north, such as Vistancia, and around Lake Pleasant. Buyers here include West Valley families, retirees, and people moving up to larger lots or newer homes, and Peoria is close to Luke Air Force Base.
As a mortgage broker, Marketline compares programs and pricing from several lenders instead of offering one bank's products. We work with West Valley agents and title companies every week.
Peoria at a glance
| County | Maricopa County |
| 2026 conforming limit | $832,750 |
| 2026 FHA limit | $557,750 (HUD) |
| Serving Arizona | Since 2005 |
Peoria loan options
- FHA loans. Flexible credit guidelines, and Maricopa County's 2026 FHA limit is $557,750 for a single-family home. FHA loans →
- Conventional. Low down payment options for qualifying buyers, with mortgage insurance that can come off as you build equity.
- VA loans. For eligible veterans and service members, with no county loan limit for borrowers with full entitlement. VA loans →
- Refinance. Lower your rate, shorten your term, or take cash out.
- DSCR loans. Peoria rentals qualified on the property's rent. DSCR loans →
- Down payment help. Arizona's HOME Plus program is available in Peoria. HOME Plus →
Peoria details we plan for
Master-planned communities. Vistancia and other North Peoria communities can carry HOA dues plus community facilities district (CFD) assessments, and both affect your qualifying payment.
New construction. We'll compare builder lender incentives against outside options.
VA buyers. Luke AFB is nearby, and VA loans are common across the West Valley. VA loans →
Retirees. Peoria has several 55+ communities. Retirees can also ask about reverse mortgages for purchase.
Peoria mortgage FAQ
What are the 2026 loan limits in Peoria?
Peoria is in Maricopa County, where the 2026 conforming loan limit for a single-family home is $832,750 and the FHA limit is $557,750. Loans above $832,750 are jumbo loans, which we also offer.
Do you work with buyers in Peoria even though your office is in Scottsdale?
Yes. We serve buyers and homeowners in Peoria and across Arizona. Most of the process happens by phone, email, and secure document upload, and we work with Peoria agents and title companies every day.
Why use a mortgage broker instead of a bank?
A bank can only offer its own loans. A broker compares programs and pricing from several lenders and matches you with the one that fits. You still work with one person, Taum, from application to closing.
Do special assessments in North Peoria affect my mortgage?
Yes. Some newer communities have community facilities district (CFD) or similar assessments on the property tax bill. Lenders include them in your monthly housing cost, so we factor them in from the start.
Talk with Taum about your loan. Free consultation, no pressure. Office 480-967-TAUM (8286) · Cell 480-797-4898 · Apply Now
David "Taum" Hemmingsen · Owner · Banker · Broker · NMLS #51267 · AZ MLO License #0910918
Marketline Mortgage, LLC · NMLS #1842 · Arizona Mortgage Broker License #MB-1049666 · 16427 N Scottsdale Rd, Ste 410, Scottsdale, AZ 85254 · NMLS Consumer Access · Equal Housing Opportunity
This is not a commitment to lend. All loans are subject to credit approval, property eligibility, and program guidelines, which can change.
More areas and programs: Phoenix · Scottsdale · Cave Creek · First-Time Buyers