Your Chandler mortgage broker.

Buying your first home in Chandler, moving up, or refinancing the home you have, we compare loans from multiple lenders and walk you through every step. Relocating for work or moving up in the same neighborhood, we'll build a plan around your income and timeline. Family-owned since 2005.

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Local guidance for Chandler homebuyers

Chandler's job base along the Price Road corridor brings steady demand for family homes in neighborhoods like Ocotillo, Fulton Ranch, and Sun Lakes. Many Chandler buyers are relocating for tech and manufacturing jobs. They need a fast, reliable pre-approval and sometimes a loan that handles stock compensation or a recent job change.

As a mortgage broker, Marketline compares programs and pricing from several lenders instead of offering one bank's products. We work with East Valley agents and title companies every week.

Chandler at a glance


County	Maricopa County
2026 conforming limit	$832,750
2026 FHA limit	$557,750 (HUD)
Serving Arizona	Since 2005

Chandler loan options

FHA loans. Flexible credit guidelines, and Maricopa County's 2026 FHA limit is $557,750 for a single-family home. FHA loans →
Conventional. Low down payment options for qualifying buyers, with mortgage insurance that can come off as you build equity.
VA loans. For eligible veterans and service members, with no county loan limit for borrowers with full entitlement. VA loans →
Refinance. Lower your rate, shorten your term, or take cash out.
DSCR loans. Chandler rentals qualified on the property's rent. DSCR loans →
Down payment help. Arizona's HOME Plus program is available in Chandler. HOME Plus →

Chandler details we plan for

Relocation and new jobs. An offer letter can sometimes qualify you before your first paycheck. We'll tell you which lenders allow it.

Stock and bonus income. RSUs and bonuses can count as income if they're documented correctly. We'll explain what lenders need.

HOA communities. Most Chandler neighborhoods have HOAs, and lake communities like Ocotillo can carry higher dues.

Sun Lakes. This 55+ community near Chandler has its own HOA and its own resale patterns.

Chandler mortgage FAQ

What are the 2026 loan limits in Chandler?

Chandler is in Maricopa County, where the 2026 conforming loan limit for a single-family home is $832,750 and the FHA limit is $557,750. Loans above $832,750 are jumbo loans, which we also offer.

Do you work with buyers in Chandler even though your office is in Scottsdale?

Yes. We serve buyers and homeowners in Chandler and across Arizona. Most of the process happens by phone, email, and secure document upload, and we work with Chandler agents and title companies every day.

Why use a mortgage broker instead of a bank?

A bank can only offer its own loans. A broker compares programs and pricing from several lenders and matches you with the one that fits. You still work with one person, Taum, from application to closing.

Can I use RSU or bonus income to qualify in Chandler?

Often, yes. Lenders usually want a history of receiving the income and evidence it will continue. We'll review your pay documents and match you with a lender whose rules fit.

Talk with Taum about your loan. Free consultation, no pressure. Office 480-967-TAUM (8286) · Cell 480-797-4898 · Apply Now

David "Taum" Hemmingsen · Owner · Banker · Broker · NMLS #51267 · AZ MLO License #0910918

Marketline Mortgage, LLC · NMLS #1842 · Arizona Mortgage Broker License #MB-1049666 · 16427 N Scottsdale Rd, Ste 410, Scottsdale, AZ 85254 · NMLS Consumer Access · Equal Housing Opportunity

This is not a commitment to lend. All loans are subject to credit approval, property eligibility, and program guidelines, which can change.

More areas and programs: Phoenix · Scottsdale · Cave Creek · First-Time Buyers